Encinitas Daily News -

If you submit early, Social Security reduces your monthly payment by 5/9 by 1% for each month before full retirement age, up to 36 months, and by 5/12 by 1% for each additional…
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What is the 5 percent rule for retirement? The permanent retirement rate is an estimated percentage of the savings you can make each year during retirement without retirement.…
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What is the honeymoon phase of retirement? Honeymoon: When you retire, the honeymoon phase is normal. Suddenly you have a lot more free time, you might go on a trip or two to…
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Do federal employees get Social Security when they retire? FERS pensions receive social security benefits and in some cases a supplement if they are under retirement age 62.…
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Is Retiring Early worth it? Advantages of early retirement include health benefits, opportunities to travel, or starting a new career or business venture. The cons of retiring…
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Will opening an IRA reduce my taxes? For 2020 and 2021, there is a $ 6,000 limit on taxable contributions for retirement plans. ... In the eyes of the Tax Administration, your…
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When should I switch from Roth to traditional? If your MAGI is above or near the maximum level, you may want to convert your Roth IRA to a traditional IRA. This way you can…
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Federal employees sometimes forget that their federal retirement pension * is taxable. Your CSRS or FERS pension is taxed at ordinary income tax rates. Now - you get your…
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